Almond at a glance
- Population: a Census-estimated 417, placing it 507th among Wisconsin's 605 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 426 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: about 2.1% lower than the 2020 Census base (US Census Bureau).
- Rank among Wisconsin places: 507th out of 605 Census places (US Census Bureau).
- Size percentile: about 16% of places in Wisconsin are smaller (US Census Bureau).
- Coordinates: mapped at 44.2610, -89.4086 by the US Census Bureau Gazetteer.
- Nearest larger cities within 120 miles: Plainfield, WI (5 mi); Wild Rose, WI (10 mi); Amherst, WI (14 mi); Wautoma, WI (15 mi); Plover, WI (15 mi) (US Census Bureau).
- Smaller places close by: Hancock, WI (10 mi); Amherst Junction, WI (15 mi); Nelsonville, WI (17 mi) (US Census Bureau).
What a personal loan costs in Almond
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.
Because interest accrues for longer, a longer term means a lower installment and a higher total cost — decide which matters more to you.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Wisconsin lending rules that apply in Almond
Read the table as the compliance picture for a lender serving Almond: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Almond
Here is a short checklist for comparing personal loans in Almond:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.