Personalloaned Compare rates

UT · city page

Personal loans in Antimony, UT

In Antimony, a personal loan turns a one-time expense into predictable monthly payments, and the rate you get depends on your credit, income and debts. About 125 people live in Antimony, which ranks 251st of 255 Census places in Utah. The table below carries the Utah rate caps and licensing rules that apply to a personal loan taken out here.

By the Personalloaned Editorial Team · Last updated 2026-09-16

Compare rates Run the numbers first

Advertising disclosure: Personalloaned may receive a referral fee if you apply through a link on this page. That fee does not change the rate you are offered, and it does not change our content. We are not a lender. The lowest rates are only available to the most qualified applicants. Read the full disclosure.

Antimony at a glance

  • Population: about 125, 251st by size in Utah of 255 places (Census Vintage 2023 subcounty estimate).
  • 2020 Census base: 119 people counted in the 2020 Census (US Census Bureau).
  • 2020 to 2023 change: roughly 5.0% higher than at the 2020 Census (US Census Bureau).
  • Rank among Utah places: 251st by size among 255 communities (US Census Bureau).
  • Size percentile: roughly 2% of places in Utah rank below it by population (US Census Bureau).
  • Coordinates: latitude 38.1030, longitude -111.9823 (US Census Bureau Gazetteer).
  • Nearest larger cities: Kingston, UT (13 mi); Junction, UT (16 mi); Circleville, UT (16 mi); Marysvale, UT (28 mi); Loa, UT (28 mi) — straight-line distances, US Census Bureau populations.
  • Nearest smaller towns: Alton, UT (55 mi) — US Census Bureau populations.

What a personal loan costs in Antimony

A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.

The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.

A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.

Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.

Utah lending rules that apply in Antimony

Each row below is a Utah rule with its publisher and the date it was retrieved.

RuleDetailSource
State lending regulatorUtah Department of Financial Institutions (DFI)
Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company.		Utah Department of Financial Institutions (DFI)
as of 2026-09-16
Maximum legal interest rate (usury cap)No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1)
Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract		Utah State Legislature
as of 2026-09-16
Payday lending statusLegal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23)
Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah		Utah State Legislature
as of 2026-09-16
Small-loan / installment lender licensingConsumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS
Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS).		Utah Department of Financial Institutions (DFI)
as of 2026-09-16

How to compare offers in Antimony

These steps are the ones that most affect the offer you receive in Antimony:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Utah using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Antimony?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Antimony are the same as elsewhere in Utah.
How much can I borrow with a personal loan in Antimony?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Antimony require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Antimony hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

Related