Aurora at a glance
- Population: a Census-estimated 1,038, placing it 153rd among Utah's 255 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 989 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: population rose about 5.0% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Utah places: 153rd in population of 255 places (US Census Bureau).
- Size percentile: about 40% of Utah's Census places are smaller (US Census Bureau).
- Coordinates: latitude 38.9200, longitude -111.9336 (US Census Bureau Gazetteer).
- Nearest larger cities (within 120 miles): Salina, UT (4 mi); Richfield, UT (14 mi); Centerfield, UT (16 mi); Gunnison, UT (18 mi); Fillmore, UT (22 mi) (US Census Bureau populations).
- Smaller places close by: Sigurd, UT (4 mi); Redmond, UT (7 mi); Glenwood, UT (11 mi) (US Census Bureau).
What a personal loan costs in Aurora
The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.
The number to compare is the APR, not the interest rate, because the APR folds in origination fees and other charges; our personal loan calculator will show what a given amount and term would cost.
A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.
Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.
Utah lending rules that apply in Aurora
The sourced rows below are the rules a licensed lender must follow when lending in Utah, and therefore in Aurora.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
How to compare offers in Aurora
Run through this list before signing anything in Aurora:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Utah using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.