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Personal loans in Bar Nunn, WY

A personal loan in Bar Nunn is a fixed-term installment product, and the price a lender offers you is driven by your credit profile, income and existing debts. Census estimates count about 3,001 residents in Bar Nunn, making it the 22nd-largest of 99 places in Wyoming. Wyoming sets the rate caps and licensing rules a lender must follow here, and the sourced table below lists them.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Bar Nunn at a glance

  • Population: 3,001 people, the 22nd-largest place among Wyoming's 99 Census places (US Census Bureau, Vintage 2023).
  • 2020 Census base: 2,985 residents in the 2020 Census, per the US Census Bureau.
  • 2020 to 2023 change: about 0.5% growth over the 2020 Census base (US Census Bureau).
  • Rank among Wyoming places: 22nd out of 99 Census places (US Census Bureau).
  • Size percentile: larger than about 78% of the Census places in Wyoming (US Census Bureau).
  • Coordinates: 42.9220, -106.3474 (Census Gazetteer, US Census Bureau).
  • Nearest larger cities (120-mile radius): Mills, WY (5 mi); Casper, WY (6 mi); Douglas, WY (49 mi); Rawlins, WY (90 mi); Wheatland, WY (93 mi) (US Census Bureau).
  • Smaller places nearby: Evansville, WY (5 mi); Glenrock, WY (25 mi); Rolling Hills, WY (26 mi), per US Census Bureau estimates.

What a personal loan costs in Bar Nunn

Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.

Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.

A longer term reduces what you owe each month and increases the total interest, which is the trade-off to weigh before choosing one.

Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.

Wyoming lending rules that apply in Bar Nunn

The table lists the Wyoming rules that apply to a loan made in Bar Nunn, each with the regulator that published it.

RuleDetailSource
Payday lending statusLegal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363)
Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance
Wyoming Legislature (Wyoming Statutes)
as of 2026-09-16
Small-loan / installment lender licensingConsumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online
Source says: Licensing is mandatory for every location where business is regularly conducted
Wyoming Division of Banking
as of 2026-09-16
State lending regulatorWyoming Division of Banking
Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies.
Wyoming Division of Banking
as of 2026-09-16
Maximum legal interest rate (usury cap)36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g))
Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal
Wyoming Legislature (Wyoming Statutes)
as of 2026-09-16

How to compare offers in Bar Nunn

The order below is a sensible way to approach a loan in Bar Nunn:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wyoming using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Bar Nunn?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Bar Nunn are the same as elsewhere in Wyoming.
How much can I borrow with a personal loan in Bar Nunn?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Bar Nunn require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Bar Nunn hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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