Berry Hill at a glance
- Population: the Census estimates 1,840 residents, ranking 182nd of 344 places in Tennessee (Vintage 2023).
- 2020 Census base: 2,110 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: a loss of about 12.8% since the 2020 count (US Census Bureau).
- Rank among Tennessee places: 182nd largest of 344 (US Census Bureau).
- Size percentile: ahead of around 47% of Tennessee places in population terms (US Census Bureau).
- Coordinates: mapped at 36.1196, -86.7675 by the US Census Bureau Gazetteer.
- Nearest larger cities: Oak Hill, TN (4 mi); Forest Hills, TN (5 mi); Belle Meade, TN (5 mi); Brentwood, TN (9 mi); Nolensville, TN (12 mi) (Census populations, approximate straight-line distance).
- Nearest smaller places: Eagleville, TN (27 mi); Burns, TN (31 mi); Charlotte, TN (32 mi) (US Census Bureau estimates).
What a personal loan costs in Berry Hill
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.
Stretching the term lowers the monthly payment but raises the total interest you pay, so the smallest payment is not automatically the cheapest loan.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
Tennessee lending rules that apply in Berry Hill
Read the table as the compliance picture for a lender serving Berry Hill: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
How to compare offers in Berry Hill
Here is a short checklist for comparing personal loans in Berry Hill:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Tennessee using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.