Brooklawn at a glance
- Population: a Census-estimated 1,813, placing it 267th among New Jersey's 323 places (Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 Census recorded 1,810 residents here (US Census Bureau).
- 2020 to 2023 change: roughly 0.2% higher than at the 2020 Census (US Census Bureau).
- Rank among New Jersey places: 267th-largest of 323 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: about 17% of New Jersey's Census places are smaller (US Census Bureau).
- Coordinates: it sits at 39.8794, -75.1204 in the US Census Bureau Gazetteer.
- Nearest larger cities: Gloucester City, NJ (1 mi); Westville, NJ (1 mi); Mount Ephraim, NJ (2 mi); Bellmawr, NJ (2 mi); Oaklyn, NJ (3 mi); each population is a US Census Bureau estimate.
- Smaller towns nearby: Audubon Park, NJ (2 mi); Tavistock, NJ (5 mi); Hi-Nella, NJ (6 mi) (US Census Bureau).
What a personal loan costs in Brooklawn
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
A longer term reduces what you owe each month and increases the total interest, which is the trade-off to weigh before choosing one.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
New Jersey lending rules that apply in Brooklawn
Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Unlicensed payday lending violates New Jersey's civil and criminal usury rates; payday lenders must be licensed Source says: "out-of-state or foreign entities that have not obtained the required New Jersey license and whose payment terms violate New Jersey's civil and criminal usury rates" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lender license required for loans of $50,000 or less for personal, family, or household purposes (N.J.S.A. 17:11C-1 et seq.) Source says: "A consumer lender license is required for the making of a loan that is to be used primarily for personal, family or household purposes" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| State lending regulator | New Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services." | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Criminal usury limits | 30% for non-corporate borrowers; 50% for corporations Source says: "the criminal usury limitation is 50 percent for corporations and 30 percent for non-corporate borrowers" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Civil usury: rates above 6% (agreement not in writing) or above 16% (written contract specifying the rate) Source says: "the civil usury rate is any interest rate greater than 6 percent for an agreement that is not in writing" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
How to compare offers in Brooklawn
Run through this list before signing anything in Brooklawn:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in New Jersey using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.