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Personal loans in Browntown, WI

For residents of Browntown, a personal loan is a lump sum with a fixed repayment schedule, and its cost reflects your credit, income and debt-to-income picture. Census data place Browntown's population near 238, the 563rd-largest among Wisconsin's 605 Census places. Wisconsin sets the rate caps and licensing rules a lender must follow here, and the sourced table below lists them.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Browntown at a glance

  • Population: 238 — 563rd in Wisconsin, which has 605 Census places (US Census Bureau, Vintage 2023).
  • 2020 Census base: the 2020 count put the population at 243 (US Census Bureau).
  • 2020 to 2023 change: population fell about 2.1% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
  • Rank among Wisconsin places: 563rd in population of 605 places (US Census Bureau).
  • Size percentile: roughly 7% of Wisconsin's places have fewer residents (US Census Bureau).
  • Coordinates: latitude 42.5788, longitude -89.7894 (US Census Bureau Gazetteer).
  • Nearest larger cities (within 120 miles): South Wayne, WI (4 mi); Winslow, IL (6 mi); Monroe, WI (8 mi); Argyle, WI (9 mi); Orangeville, IL (11 mi) (US Census Bureau populations).
  • Nearest smaller towns: Nora, IL (12 mi); Gratiot, WI (12 mi); Ridott, IL (25 mi) (US Census Bureau).

What a personal loan costs in Browntown

Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.

Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.

Because interest accrues for longer, a longer term means a lower installment and a higher total cost — decide which matters more to you.

If you are consolidating debt, the loan only helps if you stop adding to the balances it clears; otherwise the total debt grows.

Wisconsin lending rules that apply in Browntown

Each row below is a Wisconsin rule with its publisher and the date it was retrieved.

RuleDetailSource
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance		Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)		Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.		Wisconsin State Legislature
as of 2026-09-16
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions		Wisconsin State Legislature
as of 2026-09-16

How to compare offers in Browntown

These steps are the ones that most affect the offer you receive in Browntown:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wisconsin using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Browntown?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Browntown are the same as elsewhere in Wisconsin.
How much can I borrow with a personal loan in Browntown?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Browntown require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Browntown hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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