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Personal loans in Deer Park, WI

In Deer Park, a personal loan gives you a lump sum repaid over a set term, with the lender setting your APR from your credit, income and debts. Census estimates count about 246 residents in Deer Park, making it the 560th-largest of 605 places in Wisconsin. Wisconsin's rate ceilings and lender-licensing requirements appear below, each with the publisher and date behind it.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Deer Park at a glance

  • Population: a Census-estimated 246, placing it 560th among Wisconsin's 605 places (Vintage 2023 subcounty estimate).
  • 2020 Census base: 252 people counted in the 2020 Census (US Census Bureau).
  • 2020 to 2023 change: roughly 2.4% fewer residents than at the 2020 Census (US Census Bureau).
  • Rank among Wisconsin places: the 560th-largest of 605 (US Census Bureau, 2023 estimate).
  • Size percentile: ahead of around 7% of Wisconsin places in population terms (US Census Bureau).
  • Coordinates: it sits at 45.1885, -92.3887 in the US Census Bureau Gazetteer.
  • Nearest larger cities: Star Prairie, WI (7 mi); Clear Lake, WI (7 mi); Amery, WI (8 mi); New Richmond, WI (9 mi); Glenwood City, WI (14 mi), each a US Census place with its estimated population.
  • Smaller places close by: Downing, WI (16 mi); Wilson, WI (19 mi); Maiden Rock, WI (43 mi) (US Census Bureau).

What a personal loan costs in Deer Park

Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.

APR, not the simple interest rate, reflects what the loan actually costs once fees are included; the personal loan calculator puts a figure on it.

A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.

Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.

Wisconsin lending rules that apply in Deer Park

Read the table as the compliance picture for a lender serving Deer Park: label, sourced figure, publisher and date.

RuleDetailSource
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)		Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.		Wisconsin State Legislature
as of 2026-09-16
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions		Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance		Wisconsin State Legislature
as of 2026-09-16

How to compare offers in Deer Park

Here is a short checklist for comparing personal loans in Deer Park:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wisconsin using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Deer Park?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Deer Park are the same as elsewhere in Wisconsin.
How much can I borrow with a personal loan in Deer Park?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Deer Park require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Deer Park hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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