Dodgeville at a glance
- Population: 5,085 residents, the 153rd-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- 2020 Census base: 4,983 people at the 2020 Census, the baseline for the trend below (US Census Bureau).
- 2020 to 2023 change: a gain of roughly 2.0% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Wisconsin places: the 153rd-largest of 605 (US Census Bureau, 2023 estimate).
- Size percentile: ahead of around 75% of Wisconsin places in population terms (US Census Bureau).
- Coordinates: it sits at 42.9660, -90.1297 in the US Census Bureau Gazetteer.
- Nearest larger cities (120-mile radius): Mount Horeb, WI (20 mi); Platteville, WI (24 mi); Verona, WI (30 mi); Middleton, WI (33 mi); Monroe, WI (35 mi) (US Census Bureau).
- Smaller places close by: Ridgeway, WI (7 mi); Mineral Point, WI (8 mi); Linden, WI (8 mi) (US Census Bureau).
What a personal loan costs in Dodgeville
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
APR, not the simple interest rate, reflects what the loan actually costs once fees are included; the personal loan calculator puts a figure on it.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Wisconsin lending rules that apply in Dodgeville
The Wisconsin rate caps and licensing rules that reach Dodgeville are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Dodgeville
The steps below are worth completing first when you borrow in Dodgeville:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.