Endeavor at a glance
- Population: a Census-estimated 434, placing it 502nd among Wisconsin's 605 places (Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 count put the population at 433 (US Census Bureau).
- 2020 to 2023 change: roughly 0.2% higher than at the 2020 Census (US Census Bureau).
- Rank among Wisconsin places: 502nd in population of 605 places (US Census Bureau).
- Size percentile: it exceeds roughly 17% of Wisconsin's Census places by population (US Census Bureau).
- Coordinates: 43.7144 latitude, -89.4692 longitude (US Census Bureau Gazetteer).
- Nearest larger cities within 120 miles: Oxford, WI (7 mi); Montello, WI (9 mi); Portage, WI (11 mi); Westfield, WI (12 mi); Pardeeville, WI (15 mi) (US Census Bureau).
- Nearest smaller communities: Marquette, WI (17 mi); Kingston, WI (17 mi); Neshkoro, WI (21 mi), each a US Census place.
What a personal loan costs in Endeavor
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.
A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Wisconsin lending rules that apply in Endeavor
The Wisconsin rate caps and licensing rules that reach Endeavor are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Endeavor
Before you share your details with a lender in Endeavor:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.