Floresville at a glance
- Population: a Census-estimated 8,306, placing it 281st among Texas's 1,224 places (Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 count put the population at 7,210 (US Census Bureau).
- 2020 to 2023 change: roughly 15.2% higher than at the 2020 Census (US Census Bureau).
- Rank among Texas places: the 281st-largest of 1,224 (US Census Bureau, 2023 estimate).
- Size percentile: about 77% of Texas's Census places are smaller (US Census Bureau).
- Coordinates: latitude 29.1467, longitude -98.1652 (US Census Bureau Gazetteer).
- Nearest larger cities: Pleasanton, TX (24 mi); Converse, TX (27 mi); Schertz, TX (29 mi); Universal City, TX (29 mi); Cibolo, TX (29 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller towns: Poth, TX (7 mi); Elmendorf, TX (12 mi); Stockdale, TX (14 mi) (US Census Bureau).
What a personal loan costs in Floresville
With an installment loan the payment is fixed for the life of the loan, so the schedule is predictable from the first month to the last.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
Because interest accrues for longer, a longer term means a lower installment and a higher total cost — decide which matters more to you.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Texas lending rules that apply in Floresville
The table carries the Texas rate and licensing rules that apply to consumer loans made in Floresville.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How to compare offers in Floresville
Before you share your details with a lender in Floresville:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.