Glen Dale at a glance
- Population: about 1,425 residents, ranking 75th of 230 Census places in West Virginia (US Census Bureau, Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 Census recorded 1,495 residents here (US Census Bureau).
- 2020 to 2023 change: down roughly 4.7% across the 2020-to-2023 comparison (US Census Bureau).
- Rank among West Virginia places: 75th largest of 230 (US Census Bureau).
- Size percentile: it is larger than about 67% of the places in West Virginia (US Census Bureau).
- Coordinates: it sits at 39.9464, -80.7554 in the US Census Bureau Gazetteer.
- Nearest larger cities: Shadyside, OH (2 mi); Moundsville, WV (2 mi); McMechen, WV (3 mi); Bellaire, OH (5 mi); Bethlehem, WV (8 mi); US Census Bureau population estimates.
- Nearest smaller places: Benwood, WV (4 mi); Powhatan Point, OH (6 mi); Brookside, OH (9 mi) (US Census Bureau estimates).
What a personal loan costs in Glen Dale
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
Two loans can share an interest rate and still differ in APR once fees are counted, so compare APR; our personal loan calculator shows the difference over the full term.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
A useful rule is to keep the new payment inside the room your budget already has, so the loan eases pressure instead of adding to it.
West Virginia lending rules that apply in Glen Dale
The sourced rows below are the rules a licensed lender must follow when lending in West Virginia, and therefore in Glen Dale.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
How to compare offers in Glen Dale
These steps are the ones that most affect the offer you receive in Glen Dale:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in West Virginia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.