Green River at a glance
- Population: a Census-estimated 881, placing it 161st among Utah's 255 places (Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 count put the population at 847 (US Census Bureau).
- 2020 to 2023 change: a gain of roughly 4.0% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Utah places: the 161st-largest of 255 (US Census Bureau, 2023 estimate).
- Size percentile: it exceeds roughly 37% of Utah's Census places by population (US Census Bureau).
- Coordinates: mapped at 38.9935, -110.1734 by the US Census Bureau Gazetteer.
- Nearest larger cities: East Carbon, UT (40 mi); Moab, UT (45 mi); Wellington, UT (48 mi); Castle Dale, UT (48 mi); Huntington, UT (48 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller communities: Elmo, UT (44 mi); Cleveland, UT (44 mi); Castle Valley, UT (49 mi), each a US Census place.
What a personal loan costs in Green River
The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.
Because the APR includes origination and finance charges, it is the honest comparison number; the personal loan calculator turns an APR and term into a monthly payment.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Utah lending rules that apply in Green River
The Utah rate caps and licensing rules that reach Green River are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
How to compare offers in Green River
Run through this list before signing anything in Green River:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Utah using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.