Greenbrier at a glance
- Population: the Census estimates 6,170 residents, ranking 58th of 500 places in Arkansas (Vintage 2023).
- 2020 Census base: 5,713 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: up roughly 8.0% across the 2020-to-2023 comparison (US Census Bureau).
- Rank among Arkansas places: 58th of 500 by population (US Census Bureau, Vintage 2023).
- Size percentile: it exceeds roughly 88% of Arkansas's Census places by population (US Census Bureau).
- Coordinates: latitude 35.2288, longitude -92.3836 (US Census Bureau Gazetteer).
- Nearest larger cities: Conway, AR (12 mi); Morrilton, AR (21 mi); Maumelle, AR (26 mi); Cabot, AR (27 mi); Heber Springs, AR (27 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller towns: Wooster, AR (4 mi); Twin Groves, AR (7 mi); Guy, AR (7 mi) — US Census Bureau populations.
What a personal loan costs in Greenbrier
The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.
The number to compare is the APR, not the interest rate, because the APR folds in origination fees and other charges; our personal loan calculator will show what a given amount and term would cost.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Arkansas lending rules that apply in Greenbrier
Each row below is a Arkansas rule with its publisher and the date it was retrieved.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
How to compare offers in Greenbrier
Before you commit to a personal loan in Greenbrier, work through these steps:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Arkansas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.