Greenbrier at a glance
- Population: 6,951, the 81st-largest community in Tennessee out of 344 (US Census Bureau, Vintage 2023).
- 2020 Census base: 6,945 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: roughly 0.1% higher than at the 2020 Census (US Census Bureau).
- Rank among Tennessee places: 81st largest of 344 (US Census Bureau).
- Size percentile: about 76% of Tennessee's Census places are smaller (US Census Bureau).
- Coordinates: latitude 36.4216, longitude -86.7902 (US Census Bureau Gazetteer).
- Nearest larger cities: Springfield, TN (7 mi); White House, TN (7 mi); Goodlettsville, TN (8 mi); Hendersonville, TN (13 mi); Gallatin, TN (18 mi); US Census Bureau population estimates.
- Nearest smaller communities: Ridgetop, TN (2 mi); Millersville, TN (5 mi); Coopertown, TN (10 mi) (Census populations).
What a personal loan costs in Greenbrier
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.
Tennessee lending rules that apply in Greenbrier
The sourced rows below are the rules a licensed lender must follow when lending in Tennessee, and therefore in Greenbrier.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
How to compare offers in Greenbrier
The steps below are worth completing first when you borrow in Greenbrier:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Tennessee using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.