Hindsville at a glance
- Population: roughly 94 people; 455th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 87 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: a gain of roughly 8.0% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Arkansas places: 455th by size among 500 communities (US Census Bureau).
- Size percentile: roughly 9% of places in Arkansas rank below it by population (US Census Bureau).
- Coordinates: it sits at 36.1477, -93.8649 in the US Census Bureau Gazetteer.
- Nearest larger cities: Huntsville, AR (8 mi); Goshen, AR (8 mi); Elkins, AR (13 mi); Springdale, AR (16 mi); Johnson, AR (17 mi); US Census Bureau population estimates.
- Nearest smaller places: Beaver, AR (23 mi); Arrow Point, MO (31 mi); Springtown, AR (32 mi) (US Census Bureau estimates).
What a personal loan costs in Hindsville
A personal loan is an installment loan: you receive a lump sum and repay it in fixed monthly payments over a set term, usually two to seven years.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
Arkansas lending rules that apply in Hindsville
The table lists the Arkansas rules that apply to a loan made in Hindsville, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
How to compare offers in Hindsville
Before you commit to a personal loan in Hindsville, work through these steps:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Arkansas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.