Hollenberg at a glance
- Population: 13, the 622nd-largest community in Kansas out of 625 (US Census Bureau, Vintage 2023).
- 2020 Census base: 13 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: about the same as at the 2020 Census (US Census Bureau).
- Rank among Kansas places: 622nd out of 625 Census places (US Census Bureau).
- Size percentile: larger than about 0% of the Census places in Kansas (US Census Bureau).
- Coordinates: 39.9811, -96.9919 (US Census Bureau Gazetteer).
- Nearest larger cities: Steele City, NE (4 mi); Hanover, KS (9 mi); Endicott, NE (9 mi); Diller, NE (9 mi); Odell, NE (11 mi); each population is a US Census Bureau estimate.
- Smaller places close by: Bigelow, MO (90 mi); Cedar, KS (106 mi) (US Census Bureau).
What a personal loan costs in Hollenberg
The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.
Because the APR includes origination and finance charges, it is the honest comparison number; the personal loan calculator turns an APR and term into a monthly payment.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.
Kansas lending rules that apply in Hollenberg
The Kansas rate caps and licensing rules that reach Hollenberg are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| UCCC consumer loan rate caps | 36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans) Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 15% per annum (general contract-rate ceiling for written instruments) Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Permitted under license (payday cash advances of $500 or less; charge capped at 15%) Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
How to compare offers in Hollenberg
Here is a short checklist for comparing personal loans in Hollenberg:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Kansas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.