Hustler at a glance
- Population: the Census estimates 163 residents, ranking 581st of 605 places in Wisconsin (Vintage 2023).
- 2020 Census base: 167 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: down about 2.4% from the 2020 Census base to the 2023 estimate (US Census Bureau).
- Rank among Wisconsin places: 581st largest of 605 (US Census Bureau).
- Size percentile: larger than about 4% of the Census places in Wisconsin (US Census Bureau).
- Coordinates: latitude 43.8773, longitude -90.2658 (US Census Bureau Gazetteer).
- Nearest larger cities: Camp Douglas, WI (3 mi); New Lisbon, WI (5 mi); Kendall, WI (8 mi); Oakdale, WI (8 mi); Elroy, WI (9 mi), each a US Census place with its estimated population.
- Smaller places nearby: Wyeville, WI (12 mi); Yuba, WI (25 mi); Melvina, WI (26 mi), per US Census Bureau estimates.
What a personal loan costs in Hustler
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
Judge an offer by its APR, which blends the interest rate with fees, and use the personal loan calculator to see the total cost.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
Wisconsin lending rules that apply in Hustler
The Wisconsin rate caps and licensing rules that reach Hustler are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Hustler
A few practical steps will make the process in Hustler less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.