Jupiter at a glance
- Population: 61,291, the 48th-largest community in Florida out of 411 (US Census Bureau, Vintage 2023).
- 2020 Census base: 61,037 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: up about 0.4% from the 2020 Census base to the 2023 estimate (US Census Bureau).
- Rank among Florida places: 48th largest of 411 (US Census Bureau).
- Size percentile: ahead of around 88% of Florida places in population terms (US Census Bureau).
- Coordinates: the Census Gazetteer places it at 26.9186, -80.1169.
- Nearest larger cities: West Palm Beach, FL (12 mi); Wellington, FL (21 mi); Boynton Beach, FL (27 mi); Port St. Lucie, FL (30 mi); Delray Beach, FL (32 mi) (Census populations, approximate straight-line distance).
- Nearest smaller towns: Tequesta, FL (3 mi); Jupiter Inlet Colony, FL (3 mi); Juno Beach, FL (5 mi) — US Census Bureau populations.
What a personal loan costs in Jupiter
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.
Most lenders offer pre-qualification with a soft credit pull, so you can see an estimated rate and amount without affecting your credit score.
Florida lending rules that apply in Jupiter
The sourced rows below are the rules a licensed lender must follow when lending in Florida, and therefore in Jupiter.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Consumer finance loan license required (chapter 516) Source says: "A person must not engage in the business of making consumer finance loans ... unless ... the person first obtains a license from the office". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Deferred presentment fee cap | 10% of the amount provided (transactions not repayable in installments) Source says: "A deferred presentment provider or its affiliate may not charge fees that exceed 10 percent of the currency or payment instrument provided". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
How to compare offers in Jupiter
Before you share your details with a lender in Jupiter:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Florida using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.