Kennan at a glance
- Population: roughly 142 people; 585th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 Census recorded 141 residents here (US Census Bureau).
- 2020 to 2023 change: about 0.7% growth over the 2020 Census base (US Census Bureau).
- Rank among Wisconsin places: 585th largest of 605 (US Census Bureau).
- Size percentile: roughly 3% of Wisconsin's places have fewer residents (US Census Bureau).
- Coordinates: it sits at 45.5301, -90.5868 in the US Census Bureau Gazetteer.
- Nearest larger cities: Hawkins, WI (6 mi); Prentice, WI (14 mi); Phillips, WI (14 mi); Sheldon, WI (23 mi); Rib Lake, WI (24 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller places: Catawba, WI (3 mi); Ingram, WI (11 mi); Glen Flora, WI (15 mi) (US Census Bureau estimates).
What a personal loan costs in Kennan
A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.
The number to compare is the APR, not the interest rate, because the APR folds in origination fees and other charges; our personal loan calculator will show what a given amount and term would cost.
Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.
A payment that strains the budget is a warning sign; a smaller loan or a little more saving time is the safer route.
Wisconsin lending rules that apply in Kennan
The Wisconsin rate caps and licensing rules that reach Kennan are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Kennan
Before you share your details with a lender in Kennan:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.