Kenner at a glance
- Population: roughly 63,333 people; 4th of 302 places in Louisiana (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 66,463 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: about 4.7% below the 2020 Census base (US Census Bureau).
- Rank among Louisiana places: 4th out of 302 Census places (US Census Bureau).
- Size percentile: it exceeds roughly 99% of Louisiana's Census places by population (US Census Bureau).
- Coordinates: 30.0102 latitude, -90.2548 longitude (US Census Bureau Gazetteer).
- Nearest larger cities within 120 miles: New Orleans, LA (19 mi); Gulfport, MS (76 mi) (US Census Bureau).
- Nearest smaller towns: Harahan, LA (6 mi); Westwego, LA (10 mi); Gretna, LA (14 mi) (US Census Bureau).
What a personal loan costs in Kenner
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
Two loans can share an interest rate and still differ in APR once fees are counted, so compare APR; our personal loan calculator shows the difference over the full term.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
A useful rule is to keep the new payment inside the room your budget already has, so the loan eases pressure instead of adding to it.
Louisiana lending rules that apply in Kenner
The table lists the Louisiana rules that apply to a loan made in Kenner, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
How to compare offers in Kenner
A few practical steps will make the process in Kenner less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Louisiana using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.