Lyndon Station at a glance
- Population: 484 people, the 485th-largest place among Wisconsin's 605 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: 494 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: a loss of about 2.0% since the 2020 count (US Census Bureau).
- Rank among Wisconsin places: 485th out of 605 Census places (US Census Bureau).
- Size percentile: it is larger than about 20% of the places in Wisconsin (US Census Bureau).
- Coordinates: 43.7088 / -89.8937, per the US Census Bureau Gazetteer.
- Nearest larger cities within 120 miles: Wisconsin Dells, WI (8 mi); Lake Delton, WI (10 mi); Mauston, WI (11 mi); Reedsburg, WI (13 mi); Wonewoc, WI (17 mi) (US Census Bureau).
- Smaller places nearby: La Valle, WI (15 mi); Rock Springs, WI (16 mi); Ironton, WI (17 mi), per US Census Bureau estimates.
What a personal loan costs in Lyndon Station
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
Because the APR includes origination and finance charges, it is the honest comparison number; the personal loan calculator turns an APR and term into a monthly payment.
The term is the lever: extend it and the payment falls while total interest climbs; shorten it and the reverse happens.
A useful rule is to keep the new payment inside the room your budget already has, so the loan eases pressure instead of adding to it.
Wisconsin lending rules that apply in Lyndon Station
The table lists the Wisconsin rules that apply to a loan made in Lyndon Station, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Lyndon Station
Here is a short checklist for comparing personal loans in Lyndon Station:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.