Manassas Park at a glance
- Population: roughly 16,361 people; 32nd of 227 places in Virginia (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 17,217 people at the 2020 Census, the baseline for the trend below (US Census Bureau).
- 2020 to 2023 change: about 5.0% lower than the 2020 Census base (US Census Bureau).
- Rank among Virginia places: 32nd-largest of 227 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: ahead of around 86% of Virginia places in population terms (US Census Bureau).
- Coordinates: latitude 38.7694, longitude -77.4423 (US Census Bureau Gazetteer).
- Nearest larger cities: Manassas, VA (3 mi); Fairfax, VA (10 mi); Herndon, VA (14 mi); Alexandria, VA (20 mi); Leesburg, VA (24 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller communities: Clifton, VA (3 mi); Haymarket, VA (11 mi); Occoquan, VA (11 mi), each a US Census place.
What a personal loan costs in Manassas Park
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
Two loans can share an interest rate and still differ in APR once fees are counted, so compare APR; our personal loan calculator shows the difference over the full term.
The term is the lever: extend it and the payment falls while total interest climbs; shorten it and the reverse happens.
A useful rule is to keep the new payment inside the room your budget already has, so the loan eases pressure instead of adding to it.
Virginia lending rules that apply in Manassas Park
Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Consumer finance license required from the State Corporation Commission (Va. Code § 6.2-1501) Source says: No person shall engage in the business of making loans to individuals for personal, family, household, or other nonbusiness purposes | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum contract rate, except as otherwise permitted by law (Va. Code § 6.2-303) Source says: no contract shall be made for the payment of interest on a loan at a rate that exceeds 12 percent per year | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Payday lending status | Legal via licensed short-term lenders; interest capped at a 36% simple annual rate plus limited fees (Va. Code § 6.2-1817) Source says: Interest at a simple annual rate not to exceed 36 percent | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
How to compare offers in Manassas Park
Run through this list before signing anything in Manassas Park:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Virginia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.