Marion at a glance
- Population: the Census estimates 1,294 residents, ranking 329th of 605 places in Wisconsin (Vintage 2023).
- 2020 Census base: 1,325 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: a loss of about 2.3% since the 2020 count (US Census Bureau).
- Rank among Wisconsin places: 329th out of 605 Census places (US Census Bureau).
- Size percentile: roughly 46% of places in Wisconsin rank below it by population (US Census Bureau).
- Coordinates: the Census Gazetteer places it at 44.6773, -88.9024.
- Nearest larger cities (120-mile radius): Clintonville, WI (8 mi); Manawa, WI (15 mi); Shawano, WI (17 mi); New London, WI (21 mi); Bonduel, WI (23 mi) (US Census Bureau).
- Nearest smaller communities: Big Falls, WI (7 mi); Tigerton, WI (8 mi); Embarrass, WI (10 mi) (Census populations).
What a personal loan costs in Marion
With an installment loan the payment is fixed for the life of the loan, so the schedule is predictable from the first month to the last.
Two loans can share an interest rate and still differ in APR once fees are counted, so compare APR; our personal loan calculator shows the difference over the full term.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Wisconsin lending rules that apply in Marion
The table lists the Wisconsin rules that apply to a loan made in Marion, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Marion
Here is a short checklist for comparing personal loans in Marion:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.