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Personal loans in Marquette, WI

A personal loan in Marquette is repaid in equal monthly installments over a fixed term, with the rate set from your credit history, income and debts. The Census puts Marquette at about 172 residents, the 580th-largest of 605 places in Wisconsin. Every lender serving Wisconsin must observe the state's rate caps and licensing rules, shown with their sources below.

By the Personalloaned Editorial Team · Last updated 2026-09-16

Advertising disclosure: Personalloaned may receive a referral fee if you apply through a link on this page. That fee does not change the rate you are offered, and it does not change our content. We are not a lender. The lowest rates are only available to the most qualified applicants. Read the full disclosure.

Marquette at a glance

  • Population: the Census estimates 172 residents, ranking 580th of 605 places in Wisconsin (Vintage 2023).
  • 2020 Census base: the 2020 Census recorded 172 residents here (US Census Bureau).
  • 2020 to 2023 change: held steady across the 2020-to-2023 comparison (US Census Bureau).
  • Rank among Wisconsin places: 580th-largest of 605 (US Census Bureau, Vintage 2023 estimate).
  • Size percentile: roughly 4% of Wisconsin's places have fewer residents (US Census Bureau).
  • Coordinates: latitude 43.7464, longitude -89.1384 (US Census Bureau Gazetteer).
  • Nearest larger cities within 120 miles: Kingston, WI (4 mi); Princeton, WI (8 mi); Markesan, WI (8 mi); Montello, WI (10 mi); Green Lake, WI (11 mi) (US Census Bureau).
  • Smaller places close by: Nelsonville, WI (52 mi); Lime Ridge, WI (55 mi); Hustler, WI (57 mi) (US Census Bureau).

What a personal loan costs in Marquette

Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.

The number to compare is the APR, not the interest rate, because the APR folds in origination fees and other charges; our personal loan calculator will show what a given amount and term would cost.

The term is the lever: extend it and the payment falls while total interest climbs; shorten it and the reverse happens.

Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.

Wisconsin lending rules that apply in Marquette

The sourced rows below are the rules a licensed lender must follow when lending in Wisconsin, and therefore in Marquette.

RuleDetailSource
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16

How to compare offers in Marquette

The steps below are worth completing first when you borrow in Marquette:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wisconsin using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Marquette?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Marquette are the same as elsewhere in Wisconsin.
How much can I borrow with a personal loan in Marquette?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Marquette require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Marquette hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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