Milladore at a glance
- Population: about 267, 554th by size in Wisconsin of 605 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 270 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: about 1.1% below the 2020 Census base (US Census Bureau).
- Rank among Wisconsin places: the 554th-largest of 605 (US Census Bureau, 2023 estimate).
- Size percentile: it is larger than about 8% of the places in Wisconsin (US Census Bureau).
- Coordinates: 44.6056 / -89.8552, per the US Census Bureau Gazetteer.
- Nearest larger cities: Junction City, WI (4 mi); Rudolph, WI (8 mi); Auburndale, WI (8 mi); Arpin, WI (10 mi); Vesper, WI (10 mi) (Census populations, approximate straight-line distance).
- Smaller towns nearby: Fenwood, WI (20 mi); Nelsonville, WI (28 mi); Elderon, WI (32 mi) (US Census Bureau).
What a personal loan costs in Milladore
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
APR, not the simple interest rate, reflects what the loan actually costs once fees are included; the personal loan calculator puts a figure on it.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
If you are consolidating debt, the loan only helps if you stop adding to the balances it clears; otherwise the total debt grows.
Wisconsin lending rules that apply in Milladore
Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Milladore
The steps below are worth completing first when you borrow in Milladore:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.