Plevna at a glance
- Population: a Census-estimated 169, placing it 109th among Montana's 127 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 177 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: a decline of roughly 4.5% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Montana places: 109th of 127 by population (US Census Bureau, Vintage 2023).
- Size percentile: about 14% of places in Montana are smaller (US Census Bureau).
- Coordinates: 46.4220 latitude, -104.5211 longitude (US Census Bureau Gazetteer).
- Nearest larger cities: Baker, MT (12 mi); Ekalaka, MT (37 mi); Wibaux, MT (42 mi); Beach, ND (42 mi); Terry, MT (45 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller places: Ismay, MT (14 mi); Marmarth, ND (29 mi); Golva, ND (33 mi) (US Census Bureau estimates).
What a personal loan costs in Plevna
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
Judge an offer by its APR, which blends the interest rate with fees, and use the personal loan calculator to see the total cost.
Stretching the term lowers the monthly payment but raises the total interest you pay, so the smallest payment is not automatically the cheapest loan.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
Montana lending rules that apply in Plevna
Read the table as the compliance picture for a lender serving Plevna: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | Greater of 15% or prime rate + 6 percentage points per year (written agreement); regulated lenders exempt Source says: "Parties may agree in writing to the payment of any rate of interest that does not exceed the greater of 15%" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must be licensed; fee capped at 36% per annum Source says: "A licensee may not charge a fee for making or carrying each deferred deposit loan authorized by this part that exceeds 36% per annum" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required under the Montana Consumer Loan Act (32-5-101); licensing through NMLS Source says: "A consumer loan license is needed to engage in business as defined in the Montana Consumer Loan Act" | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| State lending regulator | Montana Division of Banking and Financial Institutions (BFID), Department of Administration Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)." | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| Deferred deposit loan license requirement (MCA 31-1-705) | A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department Source says: "A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department." | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
How to compare offers in Plevna
The order below is a sensible way to approach a loan in Plevna:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Montana using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.