Poteet at a glance
- Population: a Census-estimated 2,992, placing it 494th among Texas's 1,224 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 2,797 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: population rose about 7.0% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Texas places: 494th-largest of 1,224 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: roughly 60% of Texas's places have fewer residents (US Census Bureau).
- Coordinates: the Census Gazetteer places it at 29.0373, -98.5728.
- Nearest larger cities within 120 miles: Pleasanton, TX (7 mi); Jourdanton, TX (9 mi); Sandy Oaks, TX (14 mi); Lytle, TX (19 mi); Devine, TX (21 mi) (US Census Bureau).
- Nearest smaller communities: Somerset, TX (14 mi); Charlotte, TX (15 mi); Von Ormy, TX (17 mi), each a US Census place.
What a personal loan costs in Poteet
A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
Because interest accrues for longer, a longer term means a lower installment and a higher total cost — decide which matters more to you.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
Texas lending rules that apply in Poteet
Read the table as the compliance picture for a lender serving Poteet: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How to compare offers in Poteet
Before you commit to a personal loan in Poteet, work through these steps:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.