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Personal loans in Radisson, WI

Borrowers in Radisson use personal loans to consolidate balances or cover a one-time cost, and the terms depend on your credit, income and existing obligations. Radisson has a Census-estimated population of 275, ranking 551st among the 605 Census places in Wisconsin. Wisconsin sets the rate caps and licensing rules a lender must follow here, and the sourced table below lists them.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Radisson at a glance

  • Population: roughly 275 people; 551st of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
  • 2020 Census base: 272 people counted in the 2020 Census (US Census Bureau).
  • 2020 to 2023 change: up about 1.1% from the 2020 Census base to the 2023 estimate (US Census Bureau).
  • Rank among Wisconsin places: the 551st-largest of 605 (US Census Bureau, 2023 estimate).
  • Size percentile: it is larger than about 9% of the places in Wisconsin (US Census Bureau).
  • Coordinates: 45.7675 latitude, -91.2174 longitude (US Census Bureau Gazetteer).
  • Nearest larger cities (120-mile radius): Winter, WI (11 mi); Birchwood, WI (18 mi); Hayward, WI (21 mi); Bruce, WI (21 mi); Ladysmith, WI (22 mi) (US Census Bureau).
  • Smaller places nearby: Couderay, WI (4 mi); Exeland, WI (7 mi); Tony, WI (23 mi), per US Census Bureau estimates.

What a personal loan costs in Radisson

Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.

APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.

Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.

If you are consolidating debt, the loan only helps if you stop adding to the balances it clears; otherwise the total debt grows.

Wisconsin lending rules that apply in Radisson

The Wisconsin rate caps and licensing rules that reach Radisson are listed below, each with its source and retrieval date.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions		Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance		Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)		Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.		Wisconsin State Legislature
as of 2026-09-16

How to compare offers in Radisson

Before you commit to a personal loan in Radisson, work through these steps:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wisconsin using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Radisson?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Radisson are the same as elsewhere in Wisconsin.
How much can I borrow with a personal loan in Radisson?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Radisson require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Radisson hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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