Rogersville at a glance
- Population: 5,087 people, the 131st-largest place among Missouri's 937 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: 3,886 people at the 2020 Census, the baseline for the trend below (US Census Bureau).
- 2020 to 2023 change: about 30.9% growth over the 2020 Census base (US Census Bureau).
- Rank among Missouri places: 131st by size among 937 communities (US Census Bureau).
- Size percentile: roughly 86% of places in Missouri rank below it by population (US Census Bureau).
- Coordinates: it sits at 37.1148, -93.0748 in the US Census Bureau Gazetteer.
- Nearest larger cities (within 120 miles): Ozark, MO (10 mi); Nixa, MO (13 mi); Springfield, MO (13 mi); Battlefield, MO (16 mi); Marshfield, MO (18 mi) (US Census Bureau populations).
- Nearest smaller towns: Fordland, MO (8 mi); Sparta, MO (8 mi); Fremont Hills, MO (10 mi) — US Census Bureau populations.
What a personal loan costs in Rogersville
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
Judge an offer by its APR, which blends the interest rate with fees, and use the personal loan calculator to see the total cost.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.
Missouri lending rules that apply in Rogersville
The Missouri rate caps and licensing rules that reach Rogersville are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
How to compare offers in Rogersville
Before you share your details with a lender in Rogersville:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Missouri using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.