Rollingwood at a glance
- Population: 1,424 (US Census Bureau, Vintage 2023 subcounty estimate), the 702nd-largest of 1,224 places in Texas.
- 2020 Census base: 1,473 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: a loss of about 3.3% since the 2020 count (US Census Bureau).
- Rank among Texas places: 702nd-largest of 1,224 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: roughly 43% of Texas's places have fewer residents (US Census Bureau).
- Coordinates: 30.2736, -97.7868 (US Census Bureau Gazetteer).
- Nearest larger cities: West Lake Hills, TX (2 mi); Austin, TX (3 mi); Bee Cave, TX (11 mi); The Hills, TX (13 mi); Lakeway, TX (13 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller communities: Sunset Valley, TX (4 mi); San Leanna, TX (9 mi); Bear Creek, TX (11 mi) (Census populations).
What a personal loan costs in Rollingwood
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
APR, not the simple interest rate, reflects what the loan actually costs once fees are included; the personal loan calculator puts a figure on it.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
A payment that strains the budget is a warning sign; a smaller loan or a little more saving time is the safer route.
Texas lending rules that apply in Rollingwood
Each row below is a Texas rule with its publisher and the date it was retrieved.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How to compare offers in Rollingwood
These steps are the ones that most affect the offer you receive in Rollingwood:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.