Soldiers Grove at a glance
- Population: 561 — 457th in Wisconsin, which has 605 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: 562 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: about 0.2% below the 2020 Census base (US Census Bureau).
- Rank among Wisconsin places: 457th out of 605 Census places (US Census Bureau).
- Size percentile: roughly 24% of places in Wisconsin rank below it by population (US Census Bureau).
- Coordinates: 43.3923, -90.7734 (Census Gazetteer, US Census Bureau).
- Nearest larger cities: Viola, WI (9 mi); Viroqua, WI (13 mi); La Farge, WI (15 mi); Boscobel, WI (17 mi); Westby, WI (18 mi), each a US Census place with its estimated population.
- Nearest smaller towns: Readstown, WI (4 mi); Gays Mills, WI (6 mi); Bell Center, WI (7 mi) — US Census Bureau populations.
What a personal loan costs in Soldiers Grove
Unlike a revolving credit card, a personal loan is closed-end: the balance falls on a fixed schedule and the payment does not change.
APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
If you are consolidating debt, the loan only helps if you stop adding to the balances it clears; otherwise the total debt grows.
Wisconsin lending rules that apply in Soldiers Grove
The Wisconsin rate caps and licensing rules that reach Soldiers Grove are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Soldiers Grove
Run through this list before signing anything in Soldiers Grove:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.