Personalloaned Compare rates

WI · city page

Personal loans in Sturtevant, WI

Taking out a personal loan in Sturtevant means a fixed monthly payment for a set term, and the APR you are quoted rests on your credit, income and debts. Sturtevant's Census population of roughly 6,735 makes it the 132nd-largest of 605 places in Wisconsin. Every lender serving Wisconsin must observe the state's rate caps and licensing rules, shown with their sources below.

By the Personalloaned Editorial Team · Last updated 2026-09-16

Advertising disclosure: Personalloaned may receive a referral fee if you apply through a link on this page. That fee does not change the rate you are offered, and it does not change our content. We are not a lender. The lowest rates are only available to the most qualified applicants. Read the full disclosure.

Sturtevant at a glance

  • Population: 6,735 residents, the 132nd-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
  • 2020 Census base: 6,917 residents at the 2020 Census (US Census Bureau, 2020 count).
  • 2020 to 2023 change: a decline of roughly 2.6% between the 2020 count and the 2023 estimate (US Census Bureau).
  • Rank among Wisconsin places: 132nd of the state's 605 Census places (US Census Bureau).
  • Size percentile: about 78% of places in Wisconsin are smaller (US Census Bureau).
  • Coordinates: latitude 42.6989, longitude -87.9016 (US Census Bureau Gazetteer).
  • Nearest larger cities (120-mile radius): Mount Pleasant, WI (1 mi); Somers, WI (4 mi); Racine, WI (5 mi); Caledonia, WI (7 mi); Kenosha, WI (8 mi) (US Census Bureau).
  • Smaller towns nearby: Elmwood Park, WI (4 mi); Yorkville, WI (5 mi); Union Grove, WI (8 mi) (US Census Bureau).

What a personal loan costs in Sturtevant

Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.

APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.

A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.

Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.

Wisconsin lending rules that apply in Sturtevant

The sourced rows below are the rules a licensed lender must follow when lending in Wisconsin, and therefore in Sturtevant.

RuleDetailSource
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16

How to compare offers in Sturtevant

These steps are the ones that most affect the offer you receive in Sturtevant:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wisconsin using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Sturtevant?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Sturtevant are the same as elsewhere in Wisconsin.
How much can I borrow with a personal loan in Sturtevant?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Sturtevant require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Sturtevant hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

Related