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Personal loans in Success, AR

A personal loan in Success is an unsecured installment loan for consolidation or a planned expense, and what it costs follows your credit, income and debts. Success is home to about 95 people and ranks 453rd among the 500 Census places in Arkansas. The sourced table below lists the Arkansas rate caps and licensing rules a lender must follow on a loan made here.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Success at a glance

  • Population: about 95 residents, ranking 453rd of 500 Census places in Arkansas (US Census Bureau, Vintage 2023 subcounty estimate).
  • 2020 Census base: 98 residents (US Census Bureau, 2020 Census).
  • 2020 to 2023 change: down roughly 3.1% across the 2020-to-2023 comparison (US Census Bureau).
  • Rank among Arkansas places: 453rd of 500 by population (US Census Bureau, Vintage 2023).
  • Size percentile: it is larger than about 9% of the places in Arkansas (US Census Bureau).
  • Coordinates: latitude 36.4545, longitude -90.7226 (US Census Bureau Gazetteer).
  • Nearest larger cities: Reyno, AR (7 mi); Corning, AR (8 mi); Biggers, AR (10 mi); Maynard, AR (10 mi); Naylor, MO (11 mi), each a US Census place with its estimated population.
  • Nearest smaller towns: Datto, AR (4 mi); Delaplaine, AR (15 mi); Nimmons, AR (36 mi) (US Census Bureau).

What a personal loan costs in Success

Unlike a revolving credit card, a personal loan is closed-end: the balance falls on a fixed schedule and the payment does not change.

The number to compare is the APR, not the interest rate, because the APR folds in origination fees and other charges; our personal loan calculator will show what a given amount and term would cost.

The term is the lever: extend it and the payment falls while total interest climbs; shorten it and the reverse happens.

Most lenders offer pre-qualification with a soft credit pull, so you can see an estimated rate and amount without affecting your credit score.

Arkansas lending rules that apply in Success

The table lists the Arkansas rules that apply to a loan made in Success, each with the regulator that published it.

RuleDetailSource
Payday lending statusNot permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008
Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".
Arkansas Attorney General — Consumer Protection Division
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".
Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16

How to compare offers in Success

The order below is a sensible way to approach a loan in Success:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Arkansas using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Success?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Success are the same as elsewhere in Arkansas.
How much can I borrow with a personal loan in Success?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Success require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Success hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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