Sycamore at a glance
- Population: about 731, 347th by size in Georgia of 536 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 693 people (US Census Bureau, 2020 Census count).
- 2020 to 2023 change: population rose about 5.5% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Georgia places: 347th by size among 536 communities (US Census Bureau).
- Size percentile: it is larger than about 35% of the places in Georgia (US Census Bureau).
- Coordinates: mapped at 31.6717, -83.6355 by the US Census Bureau Gazetteer.
- Nearest larger cities: Ashburn, GA (3 mi); Sylvester, GA (15 mi); Tifton, GA (16 mi); Cordele, GA (21 mi); Rochelle, GA (22 mi); each population is a US Census Bureau estimate.
- Nearest smaller communities: Arabi, GA (11 mi); Sumner, GA (13 mi); Rebecca, GA (13 mi) (Census populations).
What a personal loan costs in Sycamore
With an installment loan the payment is fixed for the life of the loan, so the schedule is predictable from the first month to the last.
Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.
A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
Georgia lending rules that apply in Sycamore
The table lists the Georgia rules that apply to a loan made in Sycamore, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
How to compare offers in Sycamore
Run through this list before signing anything in Sycamore:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Georgia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.