Tazewell at a glance
- Population: about 4,332 residents, ranking 69th of 227 Census places in Virginia (US Census Bureau, Vintage 2023 subcounty estimate).
- 2020 Census base: 4,492 people (US Census Bureau, 2020 Census count).
- 2020 to 2023 change: about 3.6% lower than the 2020 Census base (US Census Bureau).
- Rank among Virginia places: 69th by size among 227 communities (US Census Bureau).
- Size percentile: it exceeds roughly 70% of Virginia's Census places by population (US Census Bureau).
- Coordinates: 37.1289, -81.5066 (US Census Bureau Gazetteer).
- Nearest larger cities: Bluefield, VA (15 mi); Richlands, VA (17 mi); Bluefield, WV (19 mi); Marion, VA (20 mi); Wytheville, VA (26 mi), each a US Census place with its estimated population.
- Smaller places nearby: Cedar Bluff, VA (14 mi); Anawalt, WV (15 mi); Pocahontas, VA (15 mi), per US Census Bureau estimates.
What a personal loan costs in Tazewell
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
Because interest accrues for longer, a longer term means a lower installment and a higher total cost — decide which matters more to you.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
Virginia lending rules that apply in Tazewell
Where a figure is not published by the state, the row points to the source instead of guessing.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal via licensed short-term lenders; interest capped at a 36% simple annual rate plus limited fees (Va. Code § 6.2-1817) Source says: Interest at a simple annual rate not to exceed 36 percent | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required from the State Corporation Commission (Va. Code § 6.2-1501) Source says: No person shall engage in the business of making loans to individuals for personal, family, household, or other nonbusiness purposes | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum contract rate, except as otherwise permitted by law (Va. Code § 6.2-303) Source says: no contract shall be made for the payment of interest on a loan at a rate that exceeds 12 percent per year | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
How to compare offers in Tazewell
A few practical steps will make the process in Tazewell less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Virginia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.