Uhland at a glance
- Population: 1,821 residents, the 636th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
- 2020 Census base: the 2020 Census recorded 1,587 residents here (US Census Bureau).
- 2020 to 2023 change: a gain of roughly 14.7% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Texas places: the 636th-largest of 1,224 (US Census Bureau, 2023 estimate).
- Size percentile: larger than about 48% of the Census places in Texas (US Census Bureau).
- Coordinates: it sits at 29.9666, -97.7881 in the US Census Bureau Gazetteer.
- Nearest larger cities: Kyle, TX (6 mi); Lockhart, TX (9 mi); Buda, TX (9 mi); San Marcos, TX (11 mi); Wimberley, TX (18 mi), each a US Census place with its estimated population.
- Smaller places close by: Niederwald, TX (2 mi); Mustang Ridge, TX (8 mi); Mountain City, TX (8 mi) (US Census Bureau).
What a personal loan costs in Uhland
A personal loan is an installment loan: you receive a lump sum and repay it in fixed monthly payments over a set term, usually two to seven years.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.
Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.
Texas lending rules that apply in Uhland
Read the table as the compliance picture for a lender serving Uhland: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
How to compare offers in Uhland
The order below is a sensible way to approach a loan in Uhland:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.