Van Tassell at a glance
- Population: 22 people, the 98th-largest place among Wyoming's 99 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: 23 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: down roughly 4.3% across the 2020-to-2023 comparison (US Census Bureau).
- Rank among Wyoming places: 98th in population of 99 places (US Census Bureau).
- Size percentile: larger than about 1% of the Census places in Wyoming (US Census Bureau).
- Coordinates: 42.6643 latitude, -104.0913 longitude (US Census Bureau Gazetteer).
- Nearest larger cities (120-mile radius): Harrison, NE (11 mi); Lusk, WY (20 mi); Manville, WY (28 mi); Crawford, NE (34 mi); Fort Laramie, WY (38 mi) (US Census Bureau).
- Smaller towns nearby: Lost Springs, WY (43 mi) (US Census Bureau).
What a personal loan costs in Van Tassell
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
APR, not the simple interest rate, reflects what the loan actually costs once fees are included; the personal loan calculator puts a figure on it.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
A payment that strains the budget is a warning sign; a smaller loan or a little more saving time is the safer route.
Wyoming lending rules that apply in Van Tassell
The table lists the Wyoming rules that apply to a loan made in Van Tassell, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Consumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online Source says: Licensing is mandatory for every location where business is regularly conducted | Wyoming Division of Banking as of 2026-09-16 |
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
How to compare offers in Van Tassell
The order below is a sensible way to approach a loan in Van Tassell:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wyoming using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.