Vonore at a glance
- Population: about 1,666, 192nd by size in Tennessee of 344 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 1,578 people (US Census Bureau, 2020 Census count).
- 2020 to 2023 change: up roughly 5.6% across the 2020-to-2023 comparison (US Census Bureau).
- Rank among Tennessee places: the 192nd-largest of 344 (US Census Bureau, 2023 estimate).
- Size percentile: it exceeds roughly 44% of Tennessee's Census places by population (US Census Bureau).
- Coordinates: latitude 35.5972, longitude -84.2345 (US Census Bureau Gazetteer).
- Nearest larger cities: Madisonville, TN (9 mi); Loudon, TN (12 mi); Sweetwater, TN (13 mi); Lenoir City, TN (15 mi); Maryville, TN (18 mi); US Census Bureau population estimates.
- Nearest smaller towns: Greenback, TN (5 mi); Philadelphia, TN (11 mi); Friendsville, TN (12 mi) — US Census Bureau populations.
What a personal loan costs in Vonore
A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Tennessee lending rules that apply in Vonore
The table carries the Tennessee rate and licensing rules that apply to consumer loans made in Vonore.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
How to compare offers in Vonore
The steps below are worth completing first when you borrow in Vonore:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Tennessee using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.