Weirton at a glance
- Population: 18,386 people, the 7th-largest place among West Virginia's 230 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: the 2020 count put the population at 19,158 (US Census Bureau).
- 2020 to 2023 change: population fell about 4.0% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among West Virginia places: 7th of the state's 230 Census places (US Census Bureau).
- Size percentile: about 97% of West Virginia's Census places are smaller (US Census Bureau).
- Coordinates: mapped at 40.4063, -80.5656 by the US Census Bureau Gazetteer.
- Nearest larger cities: Wheeling, WV (24 mi); Bethel Park, PA (28 mi); Pittsburgh, PA (31 mi); Baldwin, PA (33 mi); West Mifflin, PA (35 mi) — straight-line distances, US Census Bureau populations.
- Smaller places close by: Toronto, OH (4 mi); Follansbee, WV (5 mi); Steubenville, OH (6 mi) (US Census Bureau).
What a personal loan costs in Weirton
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
West Virginia lending rules that apply in Weirton
Where a figure is not published by the state, the row points to the source instead of guessing.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
How to compare offers in Weirton
The steps below are worth completing first when you borrow in Weirton:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in West Virginia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.