Westworth Village at a glance
- Population: about 2,661, 520th by size in Texas of 1,224 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 2,582 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: about 3.1% growth over the 2020 Census base (US Census Bureau).
- Rank among Texas places: 520th in population of 1,224 places (US Census Bureau).
- Size percentile: it exceeds roughly 58% of Texas's Census places by population (US Census Bureau).
- Coordinates: it sits at 32.7619, -97.4233 in the US Census Bureau Gazetteer.
- Nearest larger cities: River Oaks, TX (2 mi); White Settlement, TX (2 mi); Sansom Park, TX (3 mi); Lake Worth, TX (4 mi); Fort Worth, TX (5 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller communities: Westover Hills, TX (1 mi); Lakeside, TX (5 mi); Blue Mound, TX (8 mi), each a US Census place.
What a personal loan costs in Westworth Village
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
Because the APR includes origination and finance charges, it is the honest comparison number; the personal loan calculator turns an APR and term into a monthly payment.
The term is the lever: extend it and the payment falls while total interest climbs; shorten it and the reverse happens.
A payment that strains the budget is a warning sign; a smaller loan or a little more saving time is the safer route.
Texas lending rules that apply in Westworth Village
The table lists the Texas rules that apply to a loan made in Westworth Village, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How to compare offers in Westworth Village
Run through this list before signing anything in Westworth Village:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.