Wynne at a glance
- Population: 8,011 people, the 49th-largest place among Arkansas's 500 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: 8,310 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: about 3.6% below the 2020 Census base (US Census Bureau).
- Rank among Arkansas places: 49th by size among 500 communities (US Census Bureau).
- Size percentile: it exceeds roughly 90% of Arkansas's Census places by population (US Census Bureau).
- Coordinates: 35.2352 / -90.7885, per the US Census Bureau Gazetteer.
- Nearest larger cities: Forrest City, AR (15 mi); Marion, AR (33 mi); West Memphis, AR (34 mi); Newport, AR (37 mi); Jonesboro, AR (41 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller communities: Colt, AR (7 mi); Caldwell, AR (11 mi); Cherry Valley, AR (12 mi) (Census populations).
What a personal loan costs in Wynne
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
Because the APR includes origination and finance charges, it is the honest comparison number; the personal loan calculator turns an APR and term into a monthly payment.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
A payment that strains the budget is a warning sign; a smaller loan or a little more saving time is the safer route.
Arkansas lending rules that apply in Wynne
The table lists the Arkansas rules that apply to a loan made in Wynne, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
How to compare offers in Wynne
Here is a short checklist for comparing personal loans in Wynne:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Arkansas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.