Henrieville at a glance
- Population: about 231 residents, ranking 234th of 255 Census places in Utah (US Census Bureau, Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 Census recorded 221 residents here (US Census Bureau).
- 2020 to 2023 change: about 4.5% more residents than the 2020 Census base (US Census Bureau).
- Rank among Utah places: 234th by size among 255 communities (US Census Bureau).
- Size percentile: it exceeds roughly 8% of Utah's Census places by population (US Census Bureau).
- Coordinates: mapped at 37.5639, -112.0019 by the US Census Bureau Gazetteer.
- Nearest larger cities: Tropic, UT (7 mi); Bryce Canyon City, UT (12 mi); Escalante, UT (26 mi); Panguitch, UT (30 mi); Glendale, UT (37 mi); each population is a US Census Bureau estimate.
- Nearest smaller towns: Cannonville, UT (3 mi); Hatch, UT (24 mi); Alton, UT (29 mi) (US Census Bureau).
What a personal loan costs in Henrieville
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
APR, not the simple interest rate, reflects what the loan actually costs once fees are included; the personal loan calculator puts a figure on it.
Stretching the term lowers the monthly payment but raises the total interest you pay, so the smallest payment is not automatically the cheapest loan.
Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.
Utah lending rules that apply in Henrieville
The Utah rate caps and licensing rules that reach Henrieville are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
How to compare offers in Henrieville
Before you share your details with a lender in Henrieville:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Utah using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.