Kimberly at a glance
- Population: roughly 7,626 people; 126th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 7,312 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: about 4.3% growth over the 2020 Census base (US Census Bureau).
- Rank among Wisconsin places: 126th by size among 605 communities (US Census Bureau).
- Size percentile: roughly 79% of places in Wisconsin rank below it by population (US Census Bureau).
- Coordinates: latitude 44.2668, longitude -88.3380 (US Census Bureau Gazetteer).
- Nearest larger cities: Little Chute, WI (2 mi); Appleton, WI (3 mi); Kaukauna, WI (4 mi); Harrison, WI (6 mi); Menasha, WI (6 mi) — straight-line distances, US Census Bureau populations.
- Smaller places nearby: Combined Locks, WI (1 mi); Sherwood, WI (7 mi); Wrightstown, WI (9 mi), per US Census Bureau estimates.
What a personal loan costs in Kimberly
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
Because the APR includes origination and finance charges, it is the honest comparison number; the personal loan calculator turns an APR and term into a monthly payment.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Wisconsin lending rules that apply in Kimberly
Read the table as the compliance picture for a lender serving Kimberly: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Kimberly
A few practical steps will make the process in Kimberly less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.