Little Chute at a glance
- Population: 12,178 (US Census Bureau, Vintage 2023 subcounty estimate), the 80th-largest of 605 places in Wisconsin.
- 2020 Census base: the 2020 count put the population at 11,618 (US Census Bureau).
- 2020 to 2023 change: about 4.8% more residents than the 2020 Census base (US Census Bureau).
- Rank among Wisconsin places: 80th of the state's 605 Census places (US Census Bureau).
- Size percentile: it is larger than about 87% of the places in Wisconsin (US Census Bureau).
- Coordinates: mapped at 44.2911, -88.3204 by the US Census Bureau Gazetteer.
- Nearest larger cities: Kaukauna, WI (3 mi); Appleton, WI (3 mi); Harrison, WI (7 mi); Menasha, WI (8 mi); Fox Crossing, WI (9 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller places: Kimberly, WI (2 mi); Combined Locks, WI (2 mi); Wrightstown, WI (8 mi) (US Census Bureau estimates).
What a personal loan costs in Little Chute
The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.
Judge an offer by its APR, which blends the interest rate with fees, and use the personal loan calculator to see the total cost.
Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Wisconsin lending rules that apply in Little Chute
The table lists the Wisconsin rules that apply to a loan made in Little Chute, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Little Chute
The steps below are worth completing first when you borrow in Little Chute:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.